Budget City Movers and Packers in Dubai | Dubai Movers and Packers


Business Bay - Dubai - United Arab Emirates


We do more than a Moving and Packing service in UAE- we check for glitches that need attention to keep you safe and save your money. Budget City Movers is your custom long distance mover. We professionalize in Long Distance moves around the UAE. Budget city movers provide services as packers and movers in Dubai. Budget City Movers provide services of Movers and packers in Dubai. From disassembling and packing to unpacking and assembling, we take care of every aspect that is to be kept in mind while giving you the best services. Budget City Movers also provide services of Movers and packers Dubai. We know well, how to handle your things like TV, refrigerator, Plasma, Air Conditioners, Beds and sofas, going above the of level of sensitivity that needs to be maintained while shifting

SIMSON Softwares Pvt. Limited

+971 0505041617

PO Box 380612, Dubai, UAE

6 DAYS A WEEK FROM 9:30 AM TO 7:00 PM Week Days - Sunday closed

The aim of our insurance broking management software (SAIBA Global Edition) is to provide comprehensive management of insurance broking business. SAIBA contains all the activities of an insurance brokers, which helps in retaining the existing business by providing handful information and support to their customers as well as supports in getting the new business.



Office 303, Dubai Insurance Head Office, Al Rigga Road - Deira - Dubai - United Arab Emirates

As providers of the MaxMedical range of international health insurance products for individuals/families, SMEs and groups in the United Arab Emirates, we provide quotations for those prospective clients who seek worldwide or comprehensive insurance coverage.   We process their application upon their submission of the completed application forms signifying their confirmation to the terms and conditions of the contract.  For new clients/insured members, we prepare and issue their policy insurance certificate along with their membership card/s, applicable table of benefits and policy handbook. We also provide personalized customer service to our existing clients/insured members in relation to their policy and claims inquiries.


+971 50 755 4100

Control Tower, Detroit Road, Motor City P.O. Box 391186 Dubai, UAE

Bayzat make it easy to find and buy medical insurance online, Bayzat provides multiple options for best family and group health insurance in dubai, UAE.

Clevical Medical Billing Services

+971 44541288

The Bayswater by Omniyat - Business Bay - Dubai - United Arab Emirates

Clevical Medical Billing Services is a member of a group of companies specialized in healthcare. We provide comprehensive billing and revenue cycle management services for the health sector. Founded in Dubai, United Arab Emirates, by a locally based team that have a rich knowledge in billing services, our goal is to support every healthcare provider to have a vital RCM Cycle, proper clinical documentation, and a continuous stream of Income.

Our certified professional coders and staff have extensive experience in RCM, hospital operations, and billing. They work in compliant with the regulations of HAAD & DHA, and they are proficient in applying industry coding standards such as CPT, ICD 9/10, IR-DRG, and HCPCS.

By outsourcing the billing services, business transformation, and automation to Clevical, Healthcare providers will be able to improve the quality of patient care, maximize financial performance and increase operational efficiency to compete successfully in the healthcare.

Our Services:

  • Business Consultancy.
  • Medical Billing and Coding.
  • Revenue Cycle Management.
  • Business Intelligence Reporting.
  • Automation Services.

Nexus Insurance Brokers LLC

+971 4 323 1111

Fourth Floor, Office No. 402, Emaar Square Building 1 - Dubai - United Arab Emirates

Obtain the appropriate savings help and advice simply via professionals! Nexus Group stands out as the savings consultant that you just will have to call to receive the most beneficial support with regards towards money safety plus setting up choices not simply for yourself but also for your own entire household. Find out what exactly Nexus are able to supply you with, pay a visit to their unique web page right now!

Al Tamimi & Company Advocates and Legal Consultants


6th floor, Building 4 East, PO Box 9275 DIFC, Dubai

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Established in 1989, Al Tamimi & Company is the largest law firm in the Middle East region today. We employ more than 360 staff, with offices throughout the UAE in Dubai, Abu Dhabi and Sharjah as well as offices in Iraq, Jordan, Kuwait, The Kingdom of Saudi Arabia and Qatar.

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Al Tamimi & Company specialises in Banking & Finance, Construction & Engineering, Corporate Commercial, Dispute Resolution, Family Business & Private Client Practice, Information Technology, Intellectual Property, Maritime, Aviation & Insurance, Media, Property, and Telecommunications. An international team of high calibre lawyers ably serves clients from the United Kingdom, North America, Europe, the United Arab Emirates and several other Arab countries. Each member of our team of professionals and qualified administrative staff is fully committed to providing our clients with accurate, thorough and cost effective advice.

We pride ourselves on our complete knowledge of the laws and regulations applicable to our home jurisdiction and the commercial community abroad. Throughout the Middle East we regularly confer with government ministries and departments. The firm assists multinational companies and family owned businesses in establishing operations in the Region independently, or in association with local partners. Our local clients, many of whom have business interests outside the United Arab Emirates, and the international organisations who we work with, rely on our global perspective. We subscribe to the belief that the world of opportunity does not recognise national boundaries.

Zakian Surveyors & Loss Adjusters LLC


Near to Ramada Chelsea Hotel, PO Box 282403 Al Barsha, Dubai

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This is our great pleasure to introduce ourselves as a positive part of Surveying, Insurance,
Adjusting, Professionals of Marine / Non- Marine Industries . It will be our more pleasure that we
are able to perform any other activities connected and partly related or different from said
historically old and highly improved industries. We are specialists in Marine / Non-Marine
Industries,Insurance,P&I,Consultancy, Loss Adjusting ,Surveys,Inspections,Legal Advises,Audit,
Risk Assessment, Classification, Flag Registry,Management,Procurement,Chartering,Brokerage, Agency,etc.

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ZAKIAN SURVEYORS & LOSS ADJUSTERS L.L.C is at the service of marine and non – marine
industries. We are Worldwide Surveyors, Loss Adjusters, Claims Handlers, Advisors, Auditors and
Consultants for Services.

United Insurance Company


P.O.Box 1888 , Dubai

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United Insurance Company was Commisioned in the year 1978, in the United Arab Emirates. The registered head office is in the emirates of Ras Al Khaimah.
There are five branches operating in the UAE at
1. Ras Al Khaimah
2. Dubai
3. Sharjah
4. Abu Dhabi
5. Al Quoz
Total staff strength is about hundread. These staff carry necessary expertise and experience in various areas of insurance industry and are guided by a dynamic management team that is constantly striving to achieve excellence in all areas of company’s businesses.
Over the years’ United Insurance Co. has matured into a stable and established organization that has a reasonably good market share of the insurance.

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In our pursuit to strive for excellence in the insurance sector we have been successful in bringing highly rated insurance protection at technically adequate premium to the business community we serve through our 4branches in UAE ie., Ras Al Khaimah, Dubai, Sharjah and Abu Dhabi.
The insurance sector witnessed a remarkable improvement as a result of the robotic growth of the UAE economy and we plan to expand our business by increasing the existing cliental base and also by introducing new innovative insurance products . Now the ‘Surgical Benefit Plan’ is being introduced in the market.

We continue to maintain our conservative underwriting policy on insurance and risk management supported by the best known and highly capitalized international reinsurance companies.
We shall try our best to fulfill our promise of providing an adequate insurance protection to our insured members and the business community at large.

Tokio Marine and Nichido Fire Insurance CO., LTD.


Office No. 301-303, Floor No. 3, Building No. 4, Emar Business Park, Opposite Dubai Internet City Sheikh Zayed Road, Dubai

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Operating in the UAE market since 1976, Tokio Marine & Nichido is caters to the insurance needs of a wide range of Japanese and Non-Japanese clientele of the Arab world. Tokio Marine & Nichido has appointed UAE National Agent , Al -Futtaim Development Services Company-LLC, one of the largest and most successful business houses in the lower Gulf region, for over 3 decades.
Day to day operation is directly managed by Tokio Marine & Nichido with a team of professional personnel with advanced expertise and high commitment to render our best services to all our valued global, regional and local clients – especially value added consultancy and advisory services in areas of insurance, risk management, loss control and effecient claims handling. The organization comprises of 5 sections viz. Underwriting , Business Development , Customer Service & IT, Claims and Finance & Administration, of which members are multi-national from around the world.
Our office is located in Emaar Business Park, Jebel Ali. The upcoming Dubai economy is increasingly thriving on the trading activities in the free zones – especially Jebel Ali Free Zone located within 15 km. from the office, which is the largest free-zone housing a host of multinational clientele including major Japanese companies. With the import and export of a variety of products being the main business domain, Tokio Marine & Nichido enjoys a strong portfolio of marine cargo business. Additionally, traditional property, casualty and personal lines are also main components of our operational portfolio.
Tokio Marine & Nichido, Dubai office has also been listed in our international network of Marine Cargo Claim Servicing Offices. In line with the development of the country, our operation is aiming at a strategic expansion in terms of expanding and developing our multinational client base as well as regional business development in close coordination with our Saudi Arabia operations..

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Tokio Marine & Nichido Fire Insurance Co., Ltd. have implemented an online Customer Relationship Management system called crossroads. This new facility will enable customers to process marine certificates as well as travel and motor policies online. Customers will also be able to print schedules and various reports for all classes of business transacted by TMNF.

Royal and SunAlliance Dubai


Suite 204, Office Court, PO Box 28648 Oud Metha, Dubai

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With a 300-year heritage, RSA is one of the world’s leading multinational insurance groups. Today, we employ around 22,000 people, serving 17 million customers in 130 countries.
hile our origins lie in London, RSA is a global company with businesses in both mature and emerging markets. We have major operations in the UK, Ireland, Scandinavia, Central and Eastern Europe, Canada, Asia, the Middle East and Latin America.
Our focus on general insurance delivers strong, profitable performance, even in the most challenging market conditions. In 2010, for example, our net written premiums were £7.5bn.

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We are a leading general insurer operating in 34 countries and providing products and services in over 130 countries.

Qatar Insurance Group


Al Dana Centre Building, 2nd Floor Flat No. 206, Al-Maktoum Street, PO Box 4066 Deira, Dubai

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In 1964 the State of Qatar had a nascent oil industry and it would have taken a visionary at that time to predict the burgeoning energy industry we now have, in all its diversity, in the first decade of the second millennium.

Doha was still very much a city dependent on the sea, looking outward to the timeless horizons. The traditional coffee shops, which have endured in the Middle East for centuries would find the older generations exchanging old news and scanning the horizon, awaiting the return of the fishing and trading dhows.
However it was realized that Qatar would grow both commercially and industrially and would require various institutions. Insurance, as the guardian of the country’s assets, was an area where it was felt that Qatar should take the initiative.
Qatar Insurance was therefore conceived and founded by the Emiri Decree, on the 11th of March 1964. The currency of Qatar at that time was the Indian Rupee and QIC’s paid up capital was Indian Rupees 1,500,000, a princely sum in those days.
In view of the importance placed by the government on the establishment of the first domestic insurance company they participated to the extent of 12%, a share that they retain to this day.
The early years of our operations were transacted from what was then the heart of the souq. It was in the bustling alleyways, redolent with the pungent aromas of exotic spices and noisy, but good-natured, haggling that the lively and vibrant trade was conducted that QIC set down its roots.
Following three years of hard work QIC had grown considerably and required larger premises. It was important that we remained in the souq, right at the business heart of Doha and in 1967 the company moved a short distance to a larger premises close to the Arab Bank roundabout. The roundabout remains an important pivotal thoroughfare, radiating traffic to all parts of Doha City.
To this day the QIC sign may still be seen by the passer-by as they walk to the heart of the market to shop or pass away the evening hours over a cup of sweet tea.
In the early 1980’s QIC recongnised that a bold move should be made and decided to relocate to the West Bay area. However, precious little development had taken place and it was clear that the company would need to construct its own building.
Designs we sought, contracts signed and construction work was soon started.
Before long the building was completed and occupied in early 1984, with an official inauguration taking place on the 25th February.
For many a year the QIC tower was a landmark to the Qatari and expatriate alike. It has remained a prominent image with its distinctive logo, only recently being crowded by the self assured towers that are being established throughout the West Bay and Diplomatic area.
However, old habits prevail and one can still hear directions being given to the newcomer using QIC as the direction landmark.

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“To be a regional forerunner of Insurance and financial services with world standards in business operations”
No. 1 Insurance Company in the Arab World, in profitability and market capitalization in a survy consisting 111 listed companie
– Al Iktissad Wal-Aamal Magazine

Earnest Insurance Brokers LLC


Office Nos.113/114, Umm Suqueim Building, 3rd Interchange, PO Box 114088 Sheikh Zayed Road, Dubai

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Earnest Insurance Brokers LLC (EARNEST INSURANCE) was established in January 2004.
Earnest Insurance Brokers LLC has within a short span of time become a leading insurance brokerage providing a broad array of insurance products and services.
Brief summary of the Executive Directors
Mr. Samuel E. Thakker (Sam) B.Com, A.I.I.I., M.S.T.I – Sam has rich and varied experience of over 30 years in the insurance industry. Sam held various important positions in the last 23 years with Norwich Union Insurance Gulf BSC © with the last being the Corporate Manager for direct business of that company in UAE.
Mr. Frank O’Sullivan – An industry veteran with over 38 years of continuous service with Norwich Union Insurance Group. Frank retired as the Country Manager of Norwich Union Insurance (Gulf) BSC ©, UAE having headed that company in UAE for 14 years.
Mr.Roopesh L. Punjabi- B. Com, A.I.I.I – Over 15 years experience in the UAE as an insurance broker, underwriter and risk manager. Roopesh also worked with Norwich Union Insurance Gulf BSC © in Dubai for 7 years.

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Earnest Insurance Brokers LLC delivers unparalleled experience in every category of insurance to create a “one-stop” resource of all your risk management needs.
EARNEST INSURANCE specializes in all classes of Insurance including Property, Liability, Accident, Projects, Engineering, Medical and Marine, Life & Personal Accident & Automobiles.
EARNEST INSURANCE has the knowledge and expertise to arrange a customized insurance programme for complex and specialty risks such as political risks, expropriation risks, rejection risks, and credit & insolvency risks.

EARNEST INSURANCE provides insurance and reinsurance broking, risk management, claims handling, consultancy, and advice on risk transfer mechanisms.
EARNEST INSURANCE transacts business with multinational insurers and reputed local insurance companies operating in the region. EARNEST INSURANCE enjoys the confidence, recognition and trust of all major underwriters in the market.
EARNEST INSURANCE also devises, installs and maintains a risk management programme for its major clients in its quest to maintain and improve the quality of risk at all times.

The premium you pay for a risk is a composite amount consisting of the following:-
i. the rate for the risk
ii. the insurance company’s acquisition costs
iii. the insurance company’s management (operating) expenses
iv. the insurance company’s profit.
Sophisticated insurance coverage with high values/limits will be more costly to purchase direct from an insurance company than through an insurance broker. This is because, certain insurers may have insufficient capacity/expertise to underwrite the risk and will need the support of reinsurers who will quote terms and conditions of coverage.
EARNEST Insurance’s approach to such coverage is to offer a programme quoted by insurers that have large capacity and underwriting expertise thereby making it less expensive to the insured.
We maintain high volumes of business with the insurers and therefore can negotiate the best terms on the strength of bulk buying/ market influence.
For this reason, EARNEST INSURANCE as broker is able to gain concessions from the insurance market that may not become available by direct negotiations with insurers.
As insurance brokers, we have access to worldwide insurance markets including Lloyd’s through our associates. Working in the insurance markets everyday EARNEST INSURANCE knows what the prevailing ranges of prices are for various lines of insurance.
EARNEST INSURANCE has access to a wide range of markets to obtain the most economical price, commensurate with coverage.
At renewal, we will market your insurance programme and demonstrate that the best terms and coverage have been obtained from your insurer.

EARNEST INSURANCE will make it their business to understand your operations, match your needs with the best insurance products available and ensure that your risks are adequately covered.
We will check the financial security of the proposed insurer before recommending them.
EARNEST INSURANCE will assist you to understand your coverage and will explain how the various exclusions will activate in a given situation. An insurance policy is a legal document that requires professional training and expertise to read and understand.
EARNEST INSURANCE knows the markets, continually monitors them, and keeps you aware of new products, services and changes within the insurance industry.

As insurance brokers, EARNEST INSURANCE assumes the responsibilities of an “Insurance Department.”
This is the least expensive method of obtaining professional insurance advice, saving time and human resources that can be allocated to other corporate concerns.
The services provided by an insurance broker may be compared to that of a company appointed lawyer, auditor or stockbroker. If you want an on-going professional advice in relation to insurance, specialists such as EARNEST INSURANCE should be appointed to handle your portfolio and service your needs.
EARNEST INSURANCE has its own claims department that will service claims from your perspective. You will be advised of what can be included in a claim and EARNEST INSURANCE will work towards enforcement of your contractual rights under the policy.
As your insurance broker EARNEST INSURANCE will provide claims statistics to assist you in your analysis and assessment of losses and will counsel you on loss prevention.
EARNEST INSURANCE will provide advice on loss control and risk management. Periodically, with the assistance of the insurer’s risk control/engineering staff, EARNEST INSURANCE will assist in identifying emerging hazards and recommending appropriate control strategies.
By reducing the risk factor through loss control measures, EARNEST INSURANCE assists you to
a) Reduce the cost of risk.
b) Reduce the insurance premium.
c) Work towards a profitable outcome.
As your insurance broker EARNEST INSURANCE will keep you advised of changes in local insurance legislation.
Of all of the services we render to hundreds of customers, guidance is perhaps our most vital. Our guidance is influenced by over eight decades of collective experience, but is driven by an unwavering focus on the future.
Earnest Insurance Brokers LLC is known for its professionalism, work ethics and quality of service.

Salama Islamic Arab Insurance Co. (PSC)


4th Floor, Spectrum Building, Plot # 319-0145, Sheikh Rashid Road, Oud Metha, Dubai

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SALAMA – Islamic Arab Insurance Company is a leading provider of Shari’ah compliant insurance solutions (Takaful) around the world. Right from our incorporation in 1979 in Dubai, UAE as pioneers in the Takaful industry, to our present day distinction as the world’s largest Takaful and Re-Takaful Company, we have always stayed true to our values and principles.
Our vision is to provide Shari’ah-compliant Takaful solutions of the highest standard to customers around the world. Therefore, our every endeavour over the last 30 years has given us the solid reputation of providing the most competitive and diverse portfolio of Takaful solutions.
Our stability and success can be attributed to our strategy of focusing on core business areas. SALAMA has a paid-up capital of AED 1 billion (USD 274 million) and is listed in the Dubai Financial Market. SALAMA has been rated “A-” by A.M. Best and “A-” by Standard & Poor’s. BEST-Re, our Tunis-based operation, is the world’s largest Re-Takaful company, operating in more than 60 countries.
We serve both individual and institutional customers through our extensive global network. At present, we have 6 direct Takaful companies who provide solutions to customers in the UAE, Saudi Arabia, Egypt, Senegal, Algeria and Jordan. We plan to expand our geographical reach in the near future to all the GCC states, South East Asia and eventually Europe, in order to offer innovative Shari’ah-compliant solutions.

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UAE is a central point having best of the West and East and over the time it has become the kind of hub that allows SALAMA to nurture and access international workforce to operate up to international standards. Takaful, is about dealing with the changing attitude of Muslims on religious or faith grounds, so UAE is a good platform for Shari’ah compliant insurance. As the country grows and develops, keeping track of the changes is essential and Muslims in UAE today stress on Shari’ah-compliant insurance, which allows us to deliver the best to the best. Among the several offices present in the UAE, its head office is located in Oud Mehta, claims office in Al Qusias and branches in Abu Dhabi, Al Ain, Dubai and Sharjah.
SALAMA is UAE’s specialised takaful company, it is one of the few takaful operators offering comprehensive range of general, family and health takaful solutions to individual, families and companies. Our credibility, reputation for quality, high standards of service and access to the Takaful’s best practices mean that SALAMA is uniquely placed to provide access to quality and affordable takaful solutions. As SALAMA continues to expand its customer base consisting of individuals, families and companies, we are dedicated to become the takaful operator of choice. Personalised service, customer dedication and development of Shari’ah compliant products that fulfil our customers’ needs are just some of the new promises that we are making. Our structure and products are designed around our customers.

Dubai National Insurance and Reinsurance


Dubai National Insurance Building, Floor # 7 & 9, Opposite to Deira City Centre,Next to Flora Creek Hotel, PO Box 1806 Deira, Dubai

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Dubai National Insurance & Reinsurance (PSC) is a public shareholding company with a paid up capital of AED 100 Million, which commenced its operations on January 01, 1992 with the support of a number of national shareholders including prominent and successful local businessmen. Today, DNIRC is one of the leading national insurers offering its products and services to prestigious clients from different sectors throughout the UAE.
Chairman’s Profile
The chairman of DNIRC, Mr. Khalaf Al Habtoor is also the chairman of the highly prestigious and diversified Al Habtoor Group LLC, an internationally recognized conglomerate of hospitality segments, real estate, construction, theme parks, educational institutions, multiplexes, automobile dealership, publishing, etc., in the U.A.E, U.K. and Lebanon.

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DNIR has a wide range of unique insurance options to suit the insurance requirements of any commercial entity. Specific insurance products are also provided as per your requirements and the nature of your business. DNIR offers a powerful shield to safeguard your valuable investments to help you operate with peace of mind. Our Commercial Insurance options are well tested solutions in the ever demanding commercial sector with a variety of risks of the modern business scenario.

DNIR has a wide range of unique insurance options to suit the insurance requirements of every individual in UAE. Specific insurance products are also provided as per your requirements. We can fine tune the following covers as required by you.



JW Marriott Office Block A, 5th Floor, PO Box 40569 , Dubai

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Chartis is a world leading property-casualty and general insurance organization serving more than 70 million clients around the world. With one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. Chartis is the marketing name for the worldwide property-casualty and general insurance operations of Chartis Inc.

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At Chartis, we take on our clients’ challenges and goals. Whether the need is as fundamental as insuring a first home or as complex as providing environmental coverage, our priority is providing clients with the confidence they need to prosper. Behind every policy we write is our commitment to deliver what matters most to them. Among our unique strengths are:

•Financial resources that allowed us to pay an average of $71M in claims worldwide every business day in 2008.
•World-class talent with the know-how to assess vulnerability and underwrite the most complex risks – delivered through a local presence that enables us to respond rapidly when unforeseen events occur.
•Ongoing development of new and industry-leading products and services, along with the ability to develop tailor-made solutions when existing offerings do not meet client needs.
•An unwavering commitment to customer service excellence and to supporting our clients.
With deep resources and commitment, we enable our clients to pursue their goals with confidence.

Our brand
The Chartis brand affirms the importance of our roots as one of the world’s leading insurance organizations. Our name and identity convey our continued commitment to earning trust through innovation. We remain focused on developing new products and managing risk and scale, based on insights derived from an expanded geographic reach that meets client needs in virtually every region of the world. Chartis is taking measured steps to ensure a strong, independent future. At their core, the changes we are making represent a renewal and reinforcement of our commitment to the industry and dedication to customer service.

AXA Insurance (Gulf) B.S.C.


Ground Floor, Wafi Residential Centre, Opposite Dubai Health Care City, PO Box 290 Oud Metha, Dubai

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As part of the AXA Group, AXA in the Gulf profits from financial strength and stability that gives us a significant competitive advantage.
Present in the region for more than 60 years, AXA is the largest insurer in the GCC with branches across Bahrain, Oman, UAE and Qatar. In Saudi Arabia AXA is known as AXA Cooperative Insurance.
AXA offers support and expert advice to help you find the best insurance solutions for your business and personal needs. With our new tagline redefining insurance, AXA Insurance in the Gulf is taking on the challenge to prove to you that we are available, reliable and attentive
2009 key figures
> Present in 5 GCC countries
> 12 branches across the region
> Over USD 446 million in revenues (growth of nearly 8.6% on a comparable basis)
> Net income over 40 million USD (+19%)
> Over 650 employees
> Over 500,000 clients (o/w 80% satisfied customers)
> Over highest insurance company brand awareness

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Our success and our reputation are not only dependent on the quality of our products and the service provided to our clients, but also on the way in which we do business.
AXA is committed to conducting its business according to the highest standards of honesty and fairness. This commitment to observing the highest ethical standards is designed not only to ensure compliance with applicable laws and regulations in the various jurisdictions where we operate but also to earning and keeping the continued trust of our clients, shareholders, personnel and business partners.

Afia Insurance Brokerage Services LLC


Kanoo Group Building (Trade Centre Road), PO Box 26423 Sheikh Zayed Road, Dubai

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AFIA is one of the oldest, most well respected insurance advisors and consultants in the Middle East. AFIA as you might know it today has come a long way in the 15 years it has been in the UAE market. Operations were started by Mr Nandu Babur (B.Com; AIII) in 1995, who previously was an Associate Director with Alexander & Alexander International Insurance Brokers in Sharjah and Dubai .
He noticed there was a niche in the market for effective, well targeted insurance based on appropriate risk assessment, and foresaw that delighting customers was essential not just for business, but because AFIA should work FOR the customer, not for the insurance company. Now AFIA has a large portfolio of well over 20,000 clients, and we’ve been delighted to meet and work with many warm, friendly customers over the years.

In those 15 years, AFIA has developed excellent relations with many leading insurance companies. Business is always based on trust; we trust them, and they trust us to deliver carefully assessed business. Accordingly, our rates are preferable, our service rarely bettered, and our coverage careful and considered.

At AFIA we aim to achieve three things. Firstly, we’re very proud to represent you, the client. We’re proud we can get you the best policy at the best price, and we’re believers in the minors taking on the mighty. We’ll be by your side.

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At AFIA we aim to achieve three things. Firstly, we’re very proud to represent you, the client. We’re proud we can get you the best policy at the best price, and we’re believers in the minors taking on the mighty. We’ll be by your side.

Secondly, we want to make what ever insurance you’re after as easy for you as possible. The history of insurance has always seen it to be selective and exclusive. But it shouldn’t be. Everyone should be able to benefit from having risks properly managed. So WE should understand insurance as well as we possibly can, and guide you towards what’s best for you.

Thirdly, we always want to be ahead of the game. What is the point in being a market follower? (Readers of Schumpeter can disagree). The insurance market will always change, and the market in the UAE will always change, so we constantly strive to conjure thoughtful, clever new methods, products and services for you.

AFIA is a Limited Liability Company registered as Insurance Brokers with the Ministry of Economy and Commerce, Economic Department of Dubai and Chambers of Commerce.

Nexus Insurance Brokers LLC


Fourth Floor, Office No. 402, Emaar Square (Near Burj Khalifa), Building No. 1, Downtown Sheikh Zayed Road, Dubai

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The Company was established in 2006 by Mahmoud Nodjoumi, Founder and CEO, through a management buy-out of the distribution arm of Zurich International Life which had been established in the region since 1989.
With some twenty years’ experience in the GCC (Gulf Cooperation Council), Nexus operations are located in Dubai, Abu Dhabi, Qatar, Lebanon and the Kingdom of Bahrain to underpin a professional and quality level of service to our clients.
We are regulated for the provision of Life Insurance, Savings Plans, Group Medical and Life programs as well as various classes of Commercial Insurance also including Employee Benefits.

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NEXUS Group is one of the Largest Independent Financial Advisors in the region offering a composite suite of insurance, savings and investment products to both Corporate and Individual clients.
As qualified professionals, Nexus is a company you can trust. And as an independent organisation, free from ties to a particular product provider, we can meet those needs with carefully selected solutions from the world’s foremost Financial Services & Insurance Companies.
Nexus has over 320+ qualified professional consultants and is supported by a cadre of 70 dedicated and qualified support staff in the Middle East region offering a broad range of licensed products from regulated providers.

Al Suwaidi & Company


Suite 237, Emarat Atrium, PO Box 7273 Sheikh Zayed Road, Dubai

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Al Suwaidi & Company, established in 1997, has offices in Abu Dhabi, Dubai, Ajman and Sana’a, Yemen.
We are one of the few law firms in the region, which are licensed to offer legal consultancy as per international standards and litigation under one roof across all courts in the UAE and Yemen.
Our team consists of national qualified lawyers and internationally experienced legal consultants from different jurisdictions and cultures. We have the knowledge and resources to deliver a broad scope of quality legal services required to both international and local clients. We understand and value the importance of cultural and social differences, which play important roles in dealing with our client’s legal needs in this part of the world.
We provide legal services to a broad spectrum of regional and local organizations and individuals as well as global and multinational corporations. We also, through our membership of Geneva Group International, have a network of associate offices in the world, to assist our clients for their cross border issues.
We provide legal services in five different jurisdictions and in two languages: Arabic English.

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Mr. Mohammed R. Al-Suwaidi (Managing Partner and founder) started Al Suwaidi & Company in the year 1996 in Dubai. The firm is one of the leading and well established law firms in the UAE, having its head office in Dubai, with branches in Abu Dhabi, Ajman and Yemen to provide professional legal services of impeccable qualities in the wide spectrum of corporate advisory and litigation to local and international clients.
The firm offers comprehensive and competent legal consultancy services as well as litigation and arbitration work under one roof. The firm’s lawyers are well equipped and possess diversified experience in assisting and representing public, private, semi-government, local and international clients covering all facets of civil/commercial disputes and alternative dispute resolution (arbitration, mediation and settlement).
The combination of legal expertise from diverse jurisdictions such as the UAE, Yemen, Jordan, Sudan and USA considerably enhances the firm’s capability to advise clients on cross-border investments, joint ventures, off-shore companies, international trade and financial operations.
Our goal is to accomplish client objectives in an efficient and ethical manner by giving them tangible and cost effective services to meet their dynamic business needs to cope up with the fast changing global economic scenario.